{"id":806,"date":"2024-03-08T05:43:54","date_gmt":"2024-03-08T05:43:54","guid":{"rendered":"https:\/\/2mcp.com.au\/?page_id=806"},"modified":"2025-03-21T01:34:09","modified_gmt":"2025-03-21T01:34:09","slug":"debt-advisory","status":"publish","type":"page","link":"https:\/\/2mcp.com.au\/pt\/services\/debt-advisory\/","title":{"rendered":"Assessoria de D\u00edvida"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"806\" class=\"elementor elementor-806\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bee9e6a elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"bee9e6a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-682262c\" data-id=\"682262c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-330185c elementor-widget__width-auto elementor-widget-tablet__width-auto elementor-widget elementor-widget-heading\" data-id=\"330185c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Debt Advisory<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e82ed82 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"e82ed82\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fcd3c59\" data-id=\"fcd3c59\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a533b16 elementor-widget elementor-widget-text-editor\" data-id=\"a533b16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With decades of experience between team members and business partners, we possess a profound understanding of how financial institutions, both traditional banks and alternative lenders, evaluate the debt capacity of businesses. Leveraging our expertise in Debt Advisory, we have successfully assisted numerous clients in optimising their debt structures, collaborating closely with their accountants and lawyers to model the ideal debt profile for acquisition funding. Our services in this realm encompass the following:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd14a5 elementor-widget elementor-widget-text-editor\" data-id=\"3cd14a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Building a compelling business case:<\/strong> We work meticulously with clients to develop comprehensive business cases that demonstrate earnings normalisation acceptable to lenders. By effectively presenting the financial projections, we enhance the likelihood of obtaining favourable debt financing terms.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f25dcf5\" data-id=\"f25dcf5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6762326 elementor-widget elementor-widget-image\" data-id=\"6762326\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-scaled.jpg\" class=\"attachment-full size-full wp-image-1067\" alt=\"\" srcset=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-scaled.jpg 2560w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-300x200.jpg 300w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-1024x683.jpg 1024w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-768x512.jpg 768w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-1536x1024.jpg 1536w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-2048x1365.jpg 2048w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/amy-hirschi-JaoVGh5aJ3E-unsplash-18x12.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45781f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"45781f9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-28dc11f\" data-id=\"28dc11f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b242a2 elementor-widget elementor-widget-image\" data-id=\"7b242a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1920\" src=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-scaled.jpg\" class=\"attachment-full size-full wp-image-1085\" alt=\"\" srcset=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-scaled.jpg 2560w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-300x225.jpg 300w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-1024x768.jpg 1024w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-768x576.jpg 768w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-1536x1152.jpg 1536w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-2048x1536.jpg 2048w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/austin-distel-_S7-KX8geL0-unsplash-16x12.jpg 16w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-703b604\" data-id=\"703b604\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a675bd5 elementor-widget elementor-widget-text-editor\" data-id=\"a675bd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Stress testing forecasts:<\/strong> Through careful analysis and stress testing, we evaluate the robustness and viability of financial projections. This exercise allows us to anticipate potential risks and challenges and propose mitigation strategies to ensure the sustainability of the debt structure.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbcafd8 elementor-widget elementor-widget-text-editor\" data-id=\"dbcafd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Covenant testing:<\/strong> We conduct thorough covenant testing to assess the feasibility of meeting financial requirements imposed by lenders. By evaluating the business&#8217;s ability to satisfy covenant ratios, we strategically navigate the negotiation process to secure flexible and favourable covenant terms.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20d606a elementor-widget elementor-widget-text-editor\" data-id=\"20d606a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Amortisation settings:<\/strong> Our expertise extends to determining optimal amortisation settings for debt facilities. By aligning the repayment structure with the cash flow dynamics and long-term objectives of the business, we help clients minimise financial strain and optimise the utilisation of funds.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba41c5a elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"ba41c5a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3df43d3\" data-id=\"3df43d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ea0857 elementor-widget elementor-widget-text-editor\" data-id=\"3ea0857\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Home loan pre-approvals:<\/strong> We streamline the home loan pre-approval process, enabling clients to gain a clear understanding of their borrowing capacity before initiating property searches. Our expertise in this area allows us to expedite the pre-approval process and provide clients with a competitive advantage in the real estate market.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8be3071 elementor-widget elementor-widget-text-editor\" data-id=\"8be3071\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Refinancing existing loan facilities:<\/strong> We offer refinancing solutions for clients seeking to optimise their current loan structures. Through a comprehensive market analysis, we identify opportunities for lower interest rates or improved loan terms, ultimately helping clients reduce costs and achieve their financial goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dbd280d\" data-id=\"dbd280d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80e021a elementor-widget elementor-widget-image\" data-id=\"80e021a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-scaled.jpg\" class=\"attachment-full size-full wp-image-1080\" alt=\"\" srcset=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-scaled.jpg 2560w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-300x200.jpg 300w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-1024x683.jpg 1024w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-768x512.jpg 768w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-1536x1024.jpg 1536w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-2048x1365.jpg 2048w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/andrew-neel-cckf4TsHAuw-unsplash-18x12.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d58084 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"7d58084\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-354d825\" data-id=\"354d825\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5d8853 elementor-widget elementor-widget-image\" data-id=\"d5d8853\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1708\" src=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-scaled.jpg\" class=\"attachment-full size-full wp-image-1101\" alt=\"\" srcset=\"https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-scaled.jpg 2560w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-300x200.jpg 300w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-1024x683.jpg 1024w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-768x512.jpg 768w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-1536x1025.jpg 1536w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-2048x1367.jpg 2048w, https:\/\/2mcp.com.au\/wp-content\/uploads\/2024\/03\/alice-pasqual-Olki5QpHxts-unsplash-18x12.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-43f95f4\" data-id=\"43f95f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc8666b elementor-widget elementor-widget-text-editor\" data-id=\"cc8666b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Refinance and restructure owner-occupied home loans or investment property loans for equity utilisation: We assist clients in unlocking the potential equity in their owner-occupied homes or investment properties. By refinancing and restructuring loan facilities, we provide clients with the means to utilise their equity for personal or investment purposes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecac7e6 elementor-widget elementor-widget-text-editor\" data-id=\"ecac7e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At 2M Capital Partners, our extensive experience, broad lender network, and personalised approach enable us to deliver tailored mortgage solutions that align with the unique requirements of each client.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-375d28a elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"375d28a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10f33db\" data-id=\"10f33db\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c693b5c elementor-widget elementor-widget-heading\" data-id=\"c693b5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact us<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8859bb8 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"8859bb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"806\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"8859bb8\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Debt Advisory - 2M Capital Partners &amp; Advisory\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"806\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFirst name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_7f7f2b8 elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_7f7f2b8\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLast name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_7f7f2b8]\" id=\"form-field-field_7f7f2b8\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Last name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_1149297 elementor-col-50 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1149297\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone number \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_1149297]\" id=\"form-field-field_1149297\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone number \" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMessages\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-md\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"Messages\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">submit<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Debt Advisory With decades of experience between team members and business partners, we possess a profound understanding of how financial institutions, both traditional banks and alternative lenders, evaluate the debt capacity of businesses. Leveraging our expertise in Debt Advisory, we have successfully assisted numerous clients in optimising their debt structures, collaborating closely with their accountants and lawyers to model the ideal debt profile for acquisition funding. Our services in this realm encompass the following: Building a compelling business case: We work meticulously with clients to develop comprehensive business cases that demonstrate earnings normalisation acceptable to lenders. By effectively presenting the financial projections, we enhance the likelihood of obtaining favourable debt financing terms. Stress testing forecasts: Through careful analysis and stress testing, we evaluate the robustness and viability of financial projections. This exercise allows us to anticipate potential risks and challenges and propose mitigation strategies to ensure the sustainability of the debt structure.Covenant testing: We conduct thorough covenant testing to assess the feasibility of meeting financial requirements imposed by lenders. By evaluating the business&#8217;s ability to satisfy covenant ratios, we strategically navigate the negotiation process to secure flexible and favourable covenant terms. Amortisation settings: Our expertise extends to determining optimal amortisation settings for debt facilities. By aligning the repayment structure with the cash flow dynamics and long-term objectives of the business, we help clients minimise financial strain and optimise the utilisation of funds. Home loan pre-approvals: We streamline the home loan pre-approval process, enabling clients to gain a clear understanding of their borrowing capacity before initiating property searches. Our expertise in this area allows us to expedite the pre-approval process and provide clients with a competitive advantage in the real estate market. Refinancing existing loan facilities: We offer refinancing solutions for clients seeking to optimise their current loan structures. Through a comprehensive market analysis, we identify opportunities for lower interest rates or improved loan terms, ultimately helping clients reduce costs and achieve their financial goals. Refinance and restructure owner-occupied home loans or investment property loans for equity utilisation: We assist clients in unlocking the potential equity in their owner-occupied homes or investment properties. By refinancing and restructuring loan facilities, we provide clients with the means to utilise their equity for personal or investment purposes. At 2M Capital Partners, our extensive experience, broad lender network, and personalised approach enable us to deliver tailored mortgage solutions that align with the unique requirements of each client. Contact us<\/p>","protected":false},"author":1,"featured_media":0,"parent":802,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-806","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Debt Advisory - 2M Capital Partners &amp; Advisory<\/title>\n<meta name=\"description\" content=\"Leverage expert debt advisory for business acquisitions with tailored solutions, including stress testing forecasts, covenant testing, and refinancing strategies. Our team works with clients to optimise debt structures and secure favorable terms for successful acquisitions\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/2mcp.com.au\/pt\/services\/debt-advisory\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt Advisory - 2M Capital Partners &amp; Advisory\" \/>\n<meta property=\"og:description\" content=\"Leverage expert debt advisory for business acquisitions with tailored solutions, including stress testing forecasts, covenant testing, and refinancing strategies. 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